Polaris Business Advisors is now Rise Alliance! Our merger with Second Wind Consultants offers clients unmatched access to the nation’s largest network of commercial lenders, attorneys, restructuring professionals and working capital providers. Read More…
Ethical, transparent debt settlement and personal guaranty resolution.
Working with your creditors.
At Rise Alliance, we work with your creditors to fully resolve your business debt and personal guaranties while protecting your business and its cash flow.
It’s what makes us different.
Some “debt relief” companies simply stall your creditors while you save for settlement. Others promise to greatly reduce your payments. Neither of them tell you about the risks of these approaches, and how they leave your business dangerously exposed.
Not only do so-called “debt relief” firms put your cash flow at risk from Merchant Cash Advance and other creditor interference, they can leave you financially worse off than before. Our RISE Debt Resolution Program offers a better alternative that protects your business, preserves your business’s value and creates a win-win for all parties.
Rise Alliance is part of Second Wind Consultants, America’s #1 trusted name in business distress resolution. Together, we offer the nation’s largest network of commercial lenders, attorneys, restructuring professionals and working capital providers to serve our clients – with strength and scope not available anywhere else.
| 📛 Stall & Save | ⚠️ Negotiate-Only | ✅ Restructuring with Rise Alliance | |
|---|---|---|---|
|
Strategy |
Stop paying & save for lump sum |
Ask all lenders to reduce terms |
Legal/business tools to restructure |
|
Creditor Reaction |
Fast lawsuits, 9-406 notices |
If one refuses: 9-406 notice |
Protected via structural planning |
|
Receivables Risk |
High |
High |
Minimal or fully protected |
|
Outcome |
Asset freezes, lawsuits |
Lost receivables, revenue freeze |
Operations preserved |
|
Fees |
High & ongoing |
Often high, unclear |
Transparent, tied to results |
|
Recovery Path |
None |
Uncertain |
Clear path to refinance/fundability |
Our immediate, proactive MCA intervention protects your cash flow and resolves MCA issues affordably. Other “debt settlement companies” simply stall your creditors, which can put your accounts receivable at risk from aggressive collection tactics. Instead, we achieve fast and reasonable settlements that bring you cashflow relief and stop creditor interference.
Our clients share their journey from financial distress to stability and growth with the help of Rise Alliance.
This article was originally published in the September 2024 issue of the Turnaround Management Association’s Journal of Corporate Renewal. When the Article 9 asset sale
Robert Dinozzi, Chief Growth Officer for our parent company, Second Wind, will serve on the Board of Trustees in 2026, contributing to the vision of
Most business owners say they want collaboration, but few actually build structures that make it possible. A truly flat management practice isn’t about removing titles—it’s
Realistic debt settlement and personal guaranty resolution that’s in the best interest of you, your business and even your creditors. Because if your business succeeds, all parties win.
