Are you facing challenges with your conventional bank loan? Is default looming, threatening the viability of your business? Rise Alliance offers expert debt resolution services tailored specifically for businesses navigating the complexities of conventional loan workouts.
What is a Loan Workout?
In the world of commercial financing, conventional secured bank loans are the bedrock of debt. However, unforeseen circumstances can lead to default, putting both borrowers and lenders in a precarious situation. Loan workouts are a process aimed at resolving default situations, preserving business value and ensuring the best possible outcome for all parties involved.
Understanding the Loan Workout Process
When a conventional loan defaults, the lender has the right to liquidate underlying business assets to recover their investment. However, this process can be inefficient, costly and uncertain. Rise Alliance’s approach to loan workouts focuses on creating efficiency and certainty for lenders, borrowers and other stakeholders.
Our Approach
At Rise Alliance, we leverage Article 9 of the Uniform Commercial Code to facilitate private transactions that preserve underlying business value. Here’s how it works:
Asset Valuation: A third party conducts a valuation of the underlying assets, approved by the senior creditor, establishing the expected return on collateral through forced liquidation.
Private Transaction: Instead of liquidating assets through an inefficient auction process, Rise Alliance facilitates a private sale, transferring assets into a newly-owned, ongoing concern business entity.
Maximizing Returns: By transacting through Article 9, we maximize the lender’s return while preserving the core operation and value of the business.
Benefits of Our Approach
Efficiency: Avoid the time-consuming and costly process of forced liquidation at auction.
Certainty: Create certainty for lenders, borrowers, and other stakeholders by preserving the ongoing concern of the business.
Successful Exit: Provide borrowers with a successful exit strategy while resolving personal guaranty deficiency balances.
Preservation of Business Activity: Benefit employees and the economy as a whole by preserving business activity and avoiding the risks of bankruptcy.
Why Choose Rise Alliance?
Expertise: Our team specializes in conventional loan workouts, with a deep understanding of the complexities involved.
Proven Results: We have a track record of success in preserving business value and maximizing returns for lenders and borrowers alike.
Tailored Solutions: Every situation is unique. Our solutions are customized to meet the specific needs of your business and stakeholders.
Get Business Debt Relief Not Available Anywhere Else
Learn how the RISE program will resolve business debt in a win-win for borrowers and creditors alike.
Interested in learning more? Schedule a free, fact-finding consultation.
Yes, resolve business debt.
Find out more about the rational and ethical path to preserving the value of your business and resolving unsupportable debt.
Here’s what will happen next:
Initial Assessment
We'll contact you for an initial fact-finding conversation to assess your situation.
Full Debt Consultation
We'll schedule a no-obligation, one-hour consultation with a RISE Debt Resolution Strategist within 24 hours.
Know Every Option
You decide the path that is in your best interest.