Polaris Business Advisors is now Rise Alliance! Our merger with Second Wind Consultants offers clients unmatched access to the nation’s largest network of commercial lenders, attorneys, restructuring professionals and working capital providers. Read More…


SBA Offer in Compromise (OIC) Settlements

Navigating the complexities of SBA Offer in Compromise (OIC) programs requires expert guidance and knowledge of both written and unwritten SBA guidelines. Developed by the Small Business Administration, the SBA OIC program aims to assist business owners facing default on their business loans and the activation of personal guarantees to satisfy remaining debt.

At Rise Alliance, we specialize in representing borrowers in settling their personal guaranties with the SBA, ensuring affordable resolutions without resorting to bankruptcy. With our extensive experience in negotiating SBA OICs, we excel at presenting compelling reasons why the SBA may consider releasing loan guarantors from their liability for less than the total amount owed.

When the SBA holds guarantors liable for loan balances, personal assets are at risk, including homes, properties, wages and bank accounts. Our expert team understands the stakes involved and provides the necessary professional services to navigate these challenging waters and prevent financial ruin.

We have successfully resolved hundreds of SBA Offer in Compromise cases, often arranging settlements with no-interest payment plans. Through skillful negotiation, we aim to secure favorable outcomes for our clients, including the removal of liens on real estate, satisfaction or withdrawal of judgments, and the permanent release of guarantors from their liability.

With Rise Alliance by your side, you can move forward with confidence, knowing that your financial future is in capable hands. Let us help you navigate the complexities of SBA Offer in Compromise programs and achieve a resolution that allows you to move on with your life.


Get Business Debt Relief Not Available Anywhere Else

Learn how the RISE program will resolve business debt in a win-win for borrowers and creditors alike.

Interested in learning more? Schedule a free, fact-finding consultation.

Yes, resolve business debt.

Find out more about the rational and ethical path to preserving the value of your business and resolving unsupportable debt.

Here’s what will happen next:

Initial Assessment

We'll contact you for an initial fact-finding conversation to assess your situation.

Full Debt Consultation

We'll schedule a no-obligation, one-hour consultation with a RISE Debt Resolution Strategist within 24 hours.

Know Every Option

You decide the path that is in your best interest.

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