Polaris Business Advisors is now Rise Alliance! Our merger with Second Wind Consultants offers clients unmatched access to the nation’s largest network of commercial lenders, attorneys, restructuring professionals and working capital providers. Read More…

About

Our Approach

Our approach is to offer business owners burdened with unsupportable debt a predictable and transparent way out. Rise Alliance is a division of Second Wind Consultants, America’s most respected name in corporate turnaround. Together, Rise Alliance and Second Wind have created the nation’s largest network of commercial lenders, attorneys, restructuring professionals and working capital providers to serve our clients – with strength and scope not available anywhere else. 

Almost all “business debt relief companies” operate the same way: Stall your creditors while you save for settlement. The problem is, in today’s world of aggressive creditor and Merchant Cash Advance tactics, this not only doesn’t work, but it can leave you financially worse off than before. Our team of experts has over 30 years of combined experience, allowing us to do debt settlement differently and work with your creditors instead of against them. Rise Alliance’s Proactive Settlement Program can fully resolve your business debt and personal guaranties while protecting your business and its cash flow. 

RISE Program

Restructure

Our restructuring solutions work for businesses of all sizes, not just the largest corporations deemed too big to fail. Whether you’re a small business with outstanding SBA obligations, or an enterprise-level company with a complex board of directors, we create a single, clearly outlined path to resolution.

We resolve unsupportable debt and restore cash flow using tools that go beyond negotiation. When necessary, we implement structural protections—like Article 9 balance sheet restructurings—to shield your business from lawsuits, bank levies or UCC 9-406 interference.

Restructuring preserves business value to the benefit of all parties including business owners and their creditors. As a pragmatic alternative to more debt, bankruptcy or failure, restructuring offers the most ethical and certain path to resolving distress while preserving businesses, jobs and economic activity.

Insulate

We immediately protect operating accounts, receivables, and customer relationships from creditor disruption. Even if a lender turns hostile, your revenue continues uninterrupted, and vendor and client trust remains intact.

Strategize

This is where long-term stability begins. We assess the true health of your business and craft a custom strategy—whether that means refinancing out high-cost debt or executing a full corporate balance sheet restructuring to rebuild a clean, fundable capital structure. 

Emerge

The RISE Program will settle the majority of your debt, resolve your personal guaranties and allow you to emerge from distress.

After restructuring, your business operates on a solid new foundation. We remain by your side—tracking KPIs, strengthening operations and ensuring you stay on a path of sustainable growth, never again vulnerable to over-leverage or predatory capital.

Our commitment to helping clients achieve peace of mind means the values of ethics and transparency are paramount. With most debt relief companies, very little is transparent. The only things that are certain are the fees they will extract from your already struggling businesses. Because Rise Alliance works with creditors to immediately reach affordable settlements, the path to favorable resolution is clear from the start. This means an end to aggressive creditor actions, so you can get back to business and put debt behind you.

Get Business Debt Relief Not Available Anywhere Else

Learn how the RISE program can fully resolve business debt in a win-win for borrowers and creditors alike.

Preserve Your Financial Well Being

Realistic debt settlement and personal guaranty resolution that’s in the best interest of you, your business and even your creditors. Because if your business succeeds, all parties win. 

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