Lois and Bob’s Experience

After 35 years in business and 58 employees, Lois and Bob watched COVID turn a 21.5% growth year into a financial crisis. To survive, they turned to Merchant Cash Advances—and quickly found themselves trapped, paying $247,000 a month in MCA service fees, falling behind on paying vendors and running out of options.

That’s when they found Rise Alliance.

In this video, Lois and Bob share what it was like to carry $1.5 million in MCA debt, why they almost lost everything, and how Rise Alliance negotiated their monthly payments down to just under $85,000—freeing up cash, restoring vendor relationships and getting their bank back to the table. From the first call on Friday to three deals resolved by Wednesday following, the turnaround was fast, transparent and built on straight answers—not false promises.

If you’re stacking MCAs to survive, this is the video to watch before you take another advance.