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TMA Leading Edge Series: Sari Placona: The Goal Leads the Process
TMA’s global community—spanning advisors, attorneys, lenders, and operators—plays a critical role in helping businesses navigate complexity, adapt to change, and recover stronger. Behind every…
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Lois and Bob’s Experience
After 35 years in business and 58 employees, Lois and Bob watched COVID turn a 21.5% growth year into a financial crisis. To survive,…
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Escaping the MCA Spiral: Restoring Stability, Liquidity and Lender Confidence
Originally published in ABL Advisor. Michael Petrecca of Rise Alliance and Adam Duso of Second Wind Consultants join Michael Toglia, Publisher of ABL Advisor, for…
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How Debt Resolution Works with a Personal Guarantee
If you’re carrying MCA or high-cost debt, you’ve almost certainly signed a personal guarantee. That means if the business can’t pay, creditors can come…
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MCA Consolidation? Not What It Appears to Be
When you are drowning under multiple merchant cash advances, the pitch sounds like exactly what you need. One payment. Simplified stack. Room to breathe.…
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MCA Contracts, Your Right to Reconciliation
When your business hits a slow month, the MCA lender keeps pulling. Fixed daily withdrawals continue regardless of whether revenue is up, down or…
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The UCC 9-406 Notice Can Shut Down Your Business
You woke up one morning and the money wasn’t there. Not because your customers stopped paying. Not because business dried up. But because someone…
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The MCA Trap: How it Starts, Why it Spirals
When a business hits a cash crunch, merchant cash advances are everywhere. They promise fast funding, no collateral and approval in hours. When conventional…
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MCA Relief? 10 Questions You Must Ask
When a business is drowning under stacked merchant cash advances, urgency takes over, and it’s easy to grab the first offer of help just…
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Restructuring AND Protection
Most merchant cash advance debt relief options promise relief—but deliver exposure. Some tell business owners to stop paying and wait, triggering lawsuits, account freezes…
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“Negotiate Only” Model: Dangerous Payment Reduction Schemes, Without Protection
A new merchant cash advance debt pitch is spreading fast across the internet. Cut your MCA payments by up to 80 percent!No restructuring. No…
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The “Stall and Save” Scheme
When business owners fall behind on merchant cash advance payments, desperation creates opportunity—for the wrong people. Deceptive debt settlement offers flood the market promising…
